Take Control of Your Debt
1.045 Trillion
Total Credit Card Debt in the U.S.
$8,187 AVG. DEBT
Average Credit Card Debt per U.S. Household.
$28,400 AVG. DEBT
Average Student Loan Debt per Student
1.045 Trillion
Total Credit Card Debt in the U.S.
OUR SOLUTIONS
What We Offer


Debt Consolidation
Many Americans have become overwhelmed with debt. Monthly statements from student loans, mortgages, car payments, and credit cards fill the mailboxes of millions of consumers everyday.
HELOCs
HELOC (Home Equity Line of Credit) or simply "home equity line," allows consumers to access the equity in their homes.
Cash Out Refinance
For many consumers, a Cash Out Refinance Loan can be used as an option to pay off credit card debt. The process involves replacing your current home loan with a new one.
401K Loans
A 401k loan can be a viable option to pay off high interrest credit card debt as most 401k plans offer a loan option
CALCULATORS
Try Our Calculators
Accelerated Payoff Calendar
If you are trying to pay down a large credit card balance, use this calculator to determine how larger payments will affect your payoff timeline.
Credit Card Minimum Payment Calculator
Determine how long it will take to payoff your credit card if you only make the minimum payment.
Credit Card Modification Calculator
See formula on excel sheet for calculator. Put something on here to show side by side our program vs min payments and savings every month.